General Business Coverage

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coverage that fits your operations

Business Insurance for Southern Indiana Companies

Every business faces risks—whether you’re managing a contracting crew, running a retail shop, or operating a small office. Our agency has decades of experience helping local businesses secure coverage that fits their industry, size, and budget. We’ll help you compare top carriers, understand your options, and build a plan that supports your operations long term.

What We Can Help You With

Common Business Insurance Policies

General business coverage typically includes foundational policies that shield your company from common risks.

Commercial general liability

Covers third-party claims of bodily injury, property damage or advertising injury.

Commercial property

Protects your physical assets including buildings, equipment and inventory in case of fire, theft, vandalism or storm damage. 

Business interruption / income protection

Helps cover lost income and extra expenses if a covered event forces your business to pause operations.

Commercial Auto Insurance

Provides protection for vehicles your business owns or uses for work. It can include liability, collision, and comprehensive coverage.

Professional Liability Insurance

Also known as errors and omissions coverage, this protects your business if a client claims negligence or financial harm caused by your services or advice.

Workers Compensation Insurance

Provides wage replacement and medical benefits for employees injured or ill from job-related causes. Required for most businesses with employees in Indiana and Kentucky.

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local insight you can count on

Frequently Asked Questions

  • What type of insurance does my business need?

    It depends on your size, location, and operations. We’ll help you evaluate risks and recommend the right mix of general liability, property, and specialty policies.

  • Do I need business insurance if I work from home?

    Yes. Homeowners policies typically exclude business-related claims. A small business or home-based business policy can fill that gap.

  • Can you insure multi-state operations?

    Yes. We regularly assist clients who operate across Indiana, Kentucky, and surrounding states.

  • Do I have to carry workers compensation insurance?

    Most businesses with employees are required by law to carry workers compensation coverage. We can help you determine what applies to your company.