Essential Winter Prep Tips for Your Home

Lisa Beck | Dec 18 2025 22:00

As winter approaches, ensuring your home is ready to face the chill is a priority for many. Taking a few proactive steps now can prevent stress and costly insurance claims later. Here are some tips to help you keep your home safe and warm this season.

Seal Gaps Around Windows and Doors

Retaining heat and reducing energy bills can be as simple as sealing gaps. Use weatherstripping or caulk around windows and doors for maximum efficiency.

Update Smart Thermostat Settings

Modern smart thermostats can adjust automatically to reduce energy waste. Set yours between 68°F and 70°F while home for optimal comfort and savings.

Clean Out Gutters

Prevent ice dams and water backup by clearing leaves and debris from your gutters before the snow hits. This simple task can save you from significant damage.

Boost Indoor Air Quality

Consider using HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens, either in your HVAC system or in portable units.

Insulate Exposed Pipes

Exposed pipes, especially in basements or on exterior walls, are at risk of freezing and bursting. Insulate them to avoid costly repairs this winter.

Schedule a Heating System Checkup

Avoid unexpected breakdowns during cold snaps by having your heating system inspected annually. It’s a wise investment for your peace of mind.

Clear and Check Solar Panels

Ensure your solar panels remain efficient by activating winter modes and clearing snow after storms.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This can streamline potential insurance claims, making sure you’re prepared for any situation.

Even implementing a few of these steps can significantly impact your home’s protection during winter. Stay proactive, and remember, it's never too late to get started. If you're unsure about your coverage, we invite you to review your homeowners insurance policy with us. Let's ensure you're fully protected during winter weather events.